Definition
This is the specific day you've circled on your calendar when everything finalizes, you get the keys, and the home officially becomes yours. Make sure you know the exact time and location.
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Closing day is typically scheduled 30-45 days after an offer is accepted, though this timeline can vary based on financing requirements and inspections. The exact time and location are confirmed in the closing instructions sent by the title company or closing attorney. Most closings occur on weekdays during business hours at a title company, law office, or lender's office.
Pro Tip
Confirm the exact closing time 24-48 hours in advance and arrange your cashier's check or wire transfer several days before closing.
Example
The purchase agreement specified a closing date of April 30th. On that day, the buyer arrived at the title office at 10 AM, signed all documents, and received the keys by 11:30 AM.