Definition
These are detailed instructions from your lender or title company spelling out the closing date, time, location, what documents to bring, and how much to wire. Follow them exactly to avoid delays.
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Closing instructions outline all procedural details and requirements for closing day. They specify what documents each party must bring, wire transfer instructions and amounts, the exact time and location, who will be present, and any last-minute conditions that must be satisfied. Closing instructions are typically sent 3-7 days before the scheduled closing date and should be reviewed carefully for accuracy.
Pro Tip
Review closing instructions carefully and ask questions about anything unclear. Verify wire transfer details in person, not by email alone.
Example
The closing instructions stated: closing on April 15 at 2 PM at First Title Company office, buyer should bring photo ID and homeowners insurance proof, wire $125,000 by 10 AM, and seller should bring keys, garage door openers, and warranties.