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Selling my home

Should I sell, and what's it really worth?

Step 7 of 7

What do I pay at closing, and when do I move?

The answer

Your settlement statement shows exactly what you walk away with after commission, closing costs and paying off your loan. Sellers typically pay 6–10% of the price all in. In Georgia the closing attorney runs the closing and disburses your proceeds, usually by wire the same day. Possession at closing is the norm unless you negotiate a short rent-back.

Closing day is surreal: you sign, you hand over keys, and it's done. Most sellers feel relief and a little grief. Both are normal.

How long
Most people spend about 2 weeks here.

In Georgia

In Georgia a closing attorney conducts the closing for both parties and disburses the seller's proceeds. Your agent will coordinate the payoff of your existing loan with the attorney's office.

What to do0 of 5 done
  • How to: Reviewed my settlement statement

    Review the settlement statement before closing day

  • How to: Final walkthrough done

    Do the final walkthrough with the buyer's agent the day before

  • How to: Movers booked

    Schedule movers for the day before closing

  • How to: Keys, openers and manuals left

    Leave manuals, keys, openers and codes for the buyer

  • How to: Utilities scheduled to end

    Cancel or transfer utilities for the day after closing

Go deeper
What people wish they'd known
  • Being surprised by the closing costs. Read the statement early and ask about every line.
  • Leaving things behind. Anything left becomes the buyer's.
  • Turning off utilities early. The walkthrough needs lights and water.

From the Thrive team

  • Verify your net proceeds calculation before closing day so you know exactly what you're receiving.

That's the whole path.

Keep it, and come back any time. If something here doesn't fit your situation, ask one of us.

Questions you'll probably have

Questions about your situation?

Elliott or Ashley will answer, usually within one business day. No pressure, no pitch.

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