Definition
The legal process of transferring property ownership from seller to you through execution of a deed. Title transfer occurs when the deed is signed and recorded with local authorities.
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Title transfer is the essential component of closing that conveys legal ownership to the buyer. The deed must be properly prepared, signed by the seller, and recorded with the county recorder's office. Title insurance verifies that the title is clear and the seller had the legal right to sell the property.
Pro Tip
Ensure title insurance is purchased at closing to protect against future claims to your property.
Example
The title transfer was completed when the seller signed the deed during closing, and the title company recorded the deed with the county recorder the following day.