Definition
In some states, a title attorney provides a professional opinion about whether the title is clean and can be insured. Think of it as an extra review that gives you confidence the seller can actually transfer the property to you.
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In some jurisdictions, title attorneys issue opinion letters as part of the closing process. The opinion letter reviews the title examination, identifies any issues discovered, and provides professional guidance on whether the title is insurable and what steps are necessary to clear any defects. This document is important for lenders and buyers to understand the title status.
Pro Tip
In attorney-required states, hire your attorney early so they can review the title commitment and advise on any issues.
Example
The title attorney's opinion letter identified a 1985 mortgage that had apparently been paid off but never formally released. The attorney recommended that the seller obtain a release of lien before closing.