Definition
Domestic workers compensation is required in many states for housekeepers, nannies, or gardeners. It protects workers and shields you from liability.
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Domestic workers compensation is required in many states for homeowners employing housekeepers, nannies, or gardeners. Coverage protects workers and shields homeowners from liability. Requirements and costs vary by state. Failure to obtain coverage results in penalties and personal liability.
Pro Tip
If employing household help, verify workers compensation requirements. Coverage costs are modest.
Example
Domestic workers comp covers injury expenses and liability if gardener is injured while working on property.