Definition
Windstorm insurance covers high wind and hurricane damage in coastal areas. It's often mandatory or offered as separate coverage.
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Hurricane-prone coastal areas may require or offer separate windstorm policies. Higher deductibles are standard. May be mandatory in coastal zones.
Pro Tip
In hurricane-prone areas, confirm windstorm coverage. Homeowners policies may have limited coverage.
Example
Windstorm insurance for Florida coastal property covering hurricane and tornado damage.