Definition
Wildfire risk areas, particularly in western states, face destruction and insurance challenges. Insurance may be unavailable or prohibitively expensive. Defensible space requirements mandate vegetation clearance. Wildfire risk assessment includes forest proximity, vegetation type, and community fire preparation.
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Wildfire risk areas, particularly common in western states, face destruction and insurance challenges. Insurance may be unavailable or prohibitively expensive for properties in high wildfire risk zones. Defensible space requirements mandate vegetation clearance around homes. Wildfire risk assessment should include proximity to forests, vegetation type, and community fire preparation planning.
Pro Tip
In wildfire areas, confirm insurance availability and cost before purchase. Some properties may not be insurable.
Example
A property in a California Wildland-Urban Interface zone faces elevated wildfire risk and may have limited insurance availability.