Definition
Umbrella policies extend liability coverage beyond homeowners insurance limits at very reasonable cost. It's essential for significant asset protection.
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Umbrella policies provide $1-$5 million additional liability coverage at low cost. Recommended for homeowners with significant assets.
Pro Tip
Umbrella policies are inexpensive. Recommended if you have significant net worth.
Example
Umbrella policy providing $2 million additional liability coverage for $200 annual premium.