Definition
A title curative is a document or action correcting or removing a title defect. Common curatives include lien releases, correction deeds, and affidavits. Title companies often require specific curatives before insurance.
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Curatives are the tools used to achieve clear title. Lien releases satisfy and remove old liens, correction deeds fix documentation errors, affidavits can address missing signatures or minor irregularities, and release documents remove old restrictions. Title companies often require specific curatives before issuing insurance. Identifying needed curatives early allows sellers to obtain them and avoid closing delays.
Pro Tip
Work with the title company to identify required curatives and obtain them promptly.
Example
A title company requires a release of an old judgment as a curative condition before issuing title insurance.