Definition
A structural warranty covers major structural defects like foundation, framing, and roof structure for extended periods (typically 10 years). Some builders self-insure; others use third-party providers.
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Structural warranties cover defects that compromise home integrity such as foundation settling, beam failure, or roof framing defects. Structural warranties typically extend 10 years, covering periods beyond standard builder warranties. Some builders self-insure; others use third-party warranty providers. Understanding exclusions is important; normal settlement and cosmetic cracks are typically excluded. Structural warranties provide additional protection and resale confidence.
Pro Tip
Verify structural warranty coverage and terms. Understand exclusions and claim procedures.
Example
A home includes 10-year structural warranty covering foundation, framing, and roof structure through a third-party provider.