Definition
Sewer backup coverage protects against sewage overflow into your home. Standard policies exclude this peril, requiring endorsement.
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Sewer backup coverage reimburses for damage from sewage intrusion resulting from blocked lines, tree roots, or municipal system failures. Standard policies exclude this peril. Backup coverage requires endorsement and additional premium. Valuable protection for aging infrastructure areas.
Pro Tip
Sewer backup coverage is affordable. Include it if property is older or in aging sewer infrastructure areas.
Example
Sewer backup coverage pays for cleanup and replacement of damaged property when sewage backs up into home.