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THE ROOTS

Seasoning Requirements

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ProfessionalInvestment & Rental PropertiesInvesting

Definition

Seasoning requires owning property for minimum period (6-24 months) before refinancing. BRRRR strategy must account for seasoning limits.

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About this term

Seasoning protects lenders from rapid refinancing extracting equity from properties that haven't proven stable. BRRRR strategy requires understanding seasoning limits for refinance timing. Seasoning requirements vary by lender.

Pro Tip

Understand seasoning requirements when planning BRRRR strategy.

Example

Property purchased and refinanced 4 months later violates 6-month seasoning requirement; must wait 2 months for eligibility

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