Definition
Scheduled items get separate high-value coverage, typically jewelry, art, or collectibles. They're covered at full replacement value without standard limits or deductibles.
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Scheduled items include jewelry, art, collectibles, and electronics with coverage at full value. Items are individually listed with description and appraisal. Scheduled coverage provides comprehensive protection independent of standard limits. Appraisals document value for claims.
Pro Tip
Schedule high-value items to ensure full replacement value. Standard coverage limits jewelry.
Example
A $25,000 diamond ring is scheduled separately, covered at full value if stolen or damaged.