Definition
Lot split divides one property into multiple separate parcels. It's useful if you own a large property and want to develop or sell portions. The catch: it requires surveying, planning board approval, and sometimes lengthy approval timelines. Your zoning might not even allow it.
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Lot split divides property into separate parcels. Process: surveyor determines feasibility (zoning, utilities, road access), prepares subdivision plat, submits to planning/zoning board, obtains approval, records plat, assessor issues new APN for each lot. Requirements: adequate lot size (zoning minimums), utility access (water, sewer, electric), road frontage (most jurisdictions require lot to have road access), environmental clearance (wetlands, slopes, contamination). Approval process: planning board reviews subdivision (parking, setbacks, road standards), zoning board reviews zoning compliance, engineering reviews utilities, environmental review for sensitive areas. Timeline: months to years (bureaucratic process). Costs: surveyor, engineering, planning/legal fees, application fees. Benefits: creates buildable lots, increases land value (often). Challenges: zoning might not allow splitting (single-family zoning might prohibit subdivisions), financing complications (lenders might not finance split parcels), environmental issues (easements, wetlands).
Pro Tip
Before investing in a lot split, verify zoning allows subdivision. Some zoning prohibits splits even if your property is large enough. Spending money on surveying before getting zoning approval wastes money.
Example
5-acre property split into two 2.5-acre lots, each with road access, utility access, meeting zoning requirements.