Definition
Loss of use (additional living expenses) covers temporary housing costs if your home becomes uninhabitable. It ensures you maintain standards during repairs.
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Loss of use (or additional living expenses) covers hotel, rental housing, and meals while home is repaired. Typically covers up to 20% of dwelling coverage.
Pro Tip
Ensure loss of use coverage is adequate. Repairs can take months.
Example
Loss of use coverage of $80,000 covering hotel and meals while home is repaired after fire.