Definition
Landlord policies cover building structure, liability, and lost rental income. They're essential protection for investment properties.
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Landlord insurance protects against loss of rental income, liability claims by tenants, and damage to the rental property. Coverage includes structural damage, loss of rent, and liability for property damage or injury. Landlord policies exclude personal property of tenants. Essential protection for investment properties.
Pro Tip
Landlord insurance is essential for rental properties. Standard homeowners policies typically exclude rental income protection.
Example
Landlord policy covers $50,000 lost rent if property is damaged and uninhabitable for 6 months.