Definition
An involuntary lien is imposed by law or court action without your consent, including tax liens, judgment liens, and mechanic's liens. Involuntary liens often have high priority and can be enforced without your approval.
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Involuntary liens arise through legal action rather than owner consent. Tax liens result from unpaid taxes, judgment liens from court judgments, and mechanic's liens from unpaid construction work. Involuntary liens often have high priority over voluntary liens like mortgages. Property owners typically want to clear involuntary liens as quickly as possible, and lenders may require them cleared before financing.
Pro Tip
Involuntary liens require immediate attention. Failure to address them can lead to foreclosure.
Example
Unpaid property taxes result in an involuntary tax lien the government can enforce without the owner's consent.