Definition
Full value protection provides comprehensive moving insurance where carrier pays replacement cost for damaged/lost items. Offers peace of mind but adds 10% to moving costs. Adequate coverage for valuable moves.
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Full value protection provides comprehensive coverage assuring replacement at current replacement cost. Claims require documentation of item value and damage. Deductibles apply in many policies. Higher coverage limits increase moving costs. This protection provides peace of mind for valuable household items.
Pro Tip
Full value protection justifies its cost for high-value moves. Obtain written coverage limits before moving.
Example
Full value protection at $50,000 ensures items damaged during move are replaced at current replacement cost.