Definition
A limited inspection focusing on four major home systems: roof, HVAC, electrical, and plumbing. Required for homes over 25-30 years old by some insurers.
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Four-point inspections are abbreviated inspections required by insurers for older homes. Cost is $200-400. Focuses on roof, HVAC, electrical, plumbing condition. Identifies defects affecting insurability. Results impact insurance availability and rates. Professional inspector documents conditions. Often required for insurance underwriting. More limited than general home inspection. Complements general inspection. Particularly important for older homes seeking coverage.
Pro Tip
Obtain a four-point inspection before purchase or insurance application for older homes.
Example
A four-point inspection identified electrical panel issues affecting home insurability.