Definition
End-to-end digital mortgage process from application through underwriting, appraisal, and closing entirely online.
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Digital mortgages streamline traditionally manual processes using technology. Digital mortgages reduce processing time (weeks to days), improve accuracy, and enhance borrower experience. Digital mortgages integrate e-signatures and remote notarization. Adoption is increasing rapidly.
Pro Tip
Digital mortgages accelerate closing timeline; prioritize lenders offering true digital mortgages for fastest closings.
Example
Digital mortgage process from application to closing in 21 days entirely online without printing or in-person visits