Definition
When title insurance denies a claim, it means the defect doesn't meet policy coverage. Policy exclusions define what is NOT covered—understanding them is critical.
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Title insurers deny claims if defect existed before policy or doesn't meet coverage. Policy terms and exclusions determine coverage. Appeals possible.
Pro Tip
Understand your title policy exceptions. They define what coverage gaps exist.
Example
Title insurer denying claim for pre-existing boundary dispute not disclosed in title search.