Definition
Communities where HOA rules limit ownership to residents meeting minimum age requirements, typically age 55+. It's a deliberate choice to create neighborhoods for a specific life stage.
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Age-restricted communities create neighborhoods for mature buyers. Federal and state laws allow age-based restrictions with specific procedures. These communities often attract retirees and offer senior-focused amenities. Age restrictions affect resale market and appreciation potential.
Pro Tip
Understand what happens if a resident moves or passes away. Some communities are very strict about who can live there next.
Example
A 55+ community restricts ownership to residents age 55 and older, with limited exceptions for spouses under 55